If the income requirement is not met and the calculation includes sponsored applicants who have not yet been granted permanent resident status, then the officer will contact the visa office to verify whether previously sponsored applicants were issued visas or were refused.

If visas were issued, these sponsored applicants are included in the calculation, and the sponsor does not meet the financial test for the new sponsorship.

If the CPC-M receives information that there may be an event that would affect a sponsor’s financial eligibility, such as the impending loss of work or the possible separation of the sponsor’s co-signer spouse:

• The officer will insert comments in the case notes when the file proceeds to the visa office, indicating that it should be aware of the potential change in circumstances and request a reassessment.